OneBefore, the MGA specialising in accident, absence, health, and travel insurance, today announced the launch of Income Interruption, an insurance product covering people against loss of income as a result of sickness or accident.
Developed in collaboration with Superscript, the digital insurance broker, this new offering provides comprehensive accident and health insurance coverage tailored for SMEs, contractors, and self-employed individuals.
The product’s flexible design includes sickness cover that can be hard to find elsewhere, allowing policyholders to customise their coverage level and duration. Key benefits include:
- Weekly payments during illness.
- Lump-sum payouts for permanent disability or death.
- Daily benefits while hospitalised.
This provides a strong financial safety net against various health-related risks.
Vered Lobel, CEO of OneBefore, said: “Income Interruption fills a critical market gap, offering flexible income interruption coverage for SMEs and sole traders, who are the backbone of UK commerce. An easy-to-use pricing model eliminates the need for detailed demographic information, ensuring affordability and accessibility.
“This new offering exemplifies our commitment to develop customer-centric insurance solutions that are comprehensive, accessible, and fairly priced. We’re confident Income Interruption will transform how small businesses protect their employees financial well-being.”
Chris Barclay, Chief Commercial Officer, at Superscript said: “As a digital insurance broker we serve all types of business at different stages of growth.
“Our collaboration with OneBefore opens our platform and insurance policies to even more SME owners in need of cover.
The creation of Income Interruption with OneBefore provides smarter cover for businesses, building on the many ways we already help protect them from risk – offering customers peace of mind for the unpredictable.
Our Accident and Sickness policy is the perfect complement to OneBefore’s Income interruption product, allowing business owners more access to cover they need for peace of mind.
Superscript is always looking for the right partnerships to develop solutions that truly benefit our customers and expand the reach of the services we provide.”
OneBefore is supported by Mission Underwriters and backed by long-term capacity via Accelerant.
