Aspect Labs Ltd

Aspect is bringing a new perspective to insurance.

We run towards the risks others run away from and specialise in underwriting hard-to-place risks for mid-market insureds.

We offer up to £100m of capacity from ‘A’ rated insurers and can write material damage and business interruption for trades including:

• Waste and recycling
• Distressed residential such as asylum seekers, combustible panels and emergency housing
• Religious buildings
• Combustible construction including polystyrene panels and timber frame
• Vacant and existing structures undergoing refurbishment
• Heavy manufacturing
• Insolvencies, CCJs and previous convictions
• Grade I listed
• Thatch
• Non-UK domicile
• Pubs and Clubs
• Fast Food Restaurants

We can consider all placement structure types, including:

• Insurance and Facultative Reinsurance
• Primary
• Quota Share
• Excess of Loss
• Deductible Buy Down
• Single Peril
• Second Event
• Aggregate Reinstatement

We can also consider POL/PL/EL and Products liability on certain trades where we are also writing the property risk.