HF

Originally established in 1969 HF has grown to become not only one of the leading providers of legal and handling services to the UK general insurance claims sector but also, due to recent expansion, in size, services, and jurisdiction, a growing market force for all types of litigation services from employment law, restructuring and insolvency, to real estate, dispute resolution, and commercial debt recovery.

Our specialists have unrivaled knowledge of the MGA market and have been providing expert advice and informed guidance to them, brokers, underwriters, self-insured and capacity providers across a full range of insurance matters, including specialised coverage, for over 50 years.

In particular, we are able to build a strategic understanding of our MGA clients’ objectives and advise them in a number of wide-ranging key areas. Offering a full-service solution in areas such as professional indemnity, product liability, policy coverage, property and cyber, our sector-defining insight, agility and experience combine to provide adaptable and responsive solutions.

With a long history of advising insurers and MGAs on policy wordings, we are also able to design and word policies as well as negotiate the right levels of delegated authority and distribution agreements.

Our services are scalable, flexible, and adaptable, we do not offer a one-size-fits-all solution. By carefully matching dedicated personnel from each of our service areas to client needs, and supported by robust processes and powerful IT and business intelligence systems, we deliver consistent, repeatable high-quality handling in:

Liability – including disease and abuse as well as EL/PL/OL.

Motor – we have been defending personal injury claims for insurers since our foundation.

Costs – one of the largest teams in the market and a recognised leader in costs drafting and negotiation.

Counter-Fraud – a proven and award-winning approach to suspect claims that is beyond comparison.

Credit Hire – responsible for much of the defining case law in this area, our dedicated specialists provide a unique set of capabilities.

Large & Complex Injury Group – Partner-led and client-focused we are one of the leading catastrophic injury defence teams in the UK.

Dispute Resolution – with market-leading results we fully recognise the importance of a formal recoveries programme.