Rewriting the Rules: Inside the Evolution of Accident & Health
9th February 2026
In this episode of MGAA Conversations, MGAA CEO Mike Keating is joined by Kieran Morrin, Head of Accident & Health at HDI UK & Ireland, for an in‑depth discussion on the fast‑changing specialist accident and health market.
Together, Mike and Kieran explore:
- How the Accident & Health sector is evolving
- Why collaborative MGA partnerships are becoming increasingly important
- The growing role of data‑led decision making
- How a measured, purposeful approach to technology supports sustainable success
- What these market shifts mean for MGAs, capacity providers, and the broader insurance ecosystem
- How new expectations, emerging risks, and fresh opportunities are reshaping the A&H landscape
Here are some insights from Kieran:
- “MGA’s have played a real crucial part in that growth. Probably half our portfolio within the UK comes through MGA partners.”
- “We’re a very data driven organization. So that’s the sort of MGA partner that we seek… one that’s also receptive and collaborative… with regards to data initiatives.”
- “We see it as a partner in transformation… simplifying processes, making those processes more efficient to ultimately give us a better customer experience.”
- “It’s better than doing it and then having further iterations and updates and re-winding perhaps further down the track. Do it once and do it right.”
- “It feels more real than perhaps some lines of business. You’re dealing with people, it’s accidents, it’s travel, it’s medical situations.”
Resources:
About The Guest:
Kieran Morrin is Head of Accident & Health at HDI Global UK & Ireland, where he leads the insurer’s A&H proposition across the UK market. He has played a key role in building and developing HDI’s A&H offering and was previously Director of Accident & Health at the business. Kieran brings extensive London market experience in specialty underwriting and portfolio development.