How API-Driven Insurance Models are Transforming Distribution
Online
3rd December 2025 • 13.00 - 14.00
About this session
This webinar will explore how API-driven insurance models are transforming distribution, reducing operational costs, and enhancing customer experience across the MGA landscape. Root will share how API-first architecture enables MGAs to launch new products faster, integrate seamlessly with partners, and deliver embedded insurance solutions that meet the digital expectations of modern customers. The discussion will highlight the tangible benefits of modular, real-time connectivity, from streamlined partner onboarding and automation of policy admin to improved data flows that power smarter underwriting and claims decisions.
Beyond the technology, the session will examine the strategic and operational shifts required for MGAs to capitalise on this model, including governance, data management, and cultural adaptation to a more agile, composable way of operating. Attendees will gain practical insights, real-world examples, and clear takeaways on how API-driven models can unlock growth, efficiency, and differentiation in an increasingly competitive insurance market.
Learning Objectives
At the end of this session, delegates will be able to:
- Understand how API-driven platforms enable MGAs to streamline distribution and accelerate product launches
- Gain practical insights into implementing an API-first model
- Understand how real-time connectivity and automation reduces costs and enhances customer experience across the insurance value chain
Charlotte Koep
CEO Root
Charlotte Koep took over as Root CEO in 2024. As CEO, she is focused on growing Root into a global force driving digital transformation in insurance. She leads an incredibly talented team that is dedicated to innovation and excellence.
Charlotte holds qualifications in Economics and Finance, and an LLB from the University of Cape Town. Her professional experience started in legal practice after which she transitioned into entrepreneurship, venture capital and venture building.
Oliver Evans
Head of Growth UK Root
Oliver Evans is Head of Growth UK for Root, after joining the business in May this year. He is tasked with growing the business in the UK, looking for partnership opportunities and sectors of potential. Oliver previously worked as a casualty treaty underwriter at Lloyd’s of London, and holds qualifications in Associateship of the Chartered Insurance Institute.
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